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How to determine your return on an investment home (ROI)

Owning properties can provide investors with steady rental income or capital appreciation when the property is sold for a profit. However, it is important to measure the return on investment (ROI) to determine the level of profitability of the property.   Before investing in a rental property, there are a number of key factors to take into […]

Which type of wood should you use for your braai?

In South Africa braaing is more of a religion than a mere pastime. Firing up the perfect coals and grilling the most flavourful meat is not just an activity; it’s something of an art form. “Braaing is in every South Africans blood, there’s just something about grilling meat outdoors that appeals to everyone, regardless of […]

How does the lower interest rate impact my property purchase?

The 300 basis point decrease in the repo rate this year came as pleasant surprise to all consumers and to the economy of South Africa. It shows the intention of the Government and the Reserve Bank to assist consumers and protect the fragile economy of South Africa in the current circumstances. Good leadership together with […]

Bond and Transfer Fees explained

Whether looking to get onto the property ladder or buying that sprawling family home you’ve always longed for, purchasing property is one of the biggest undertakings and investments you will make in your lifetime. As such it is crucially important to understand everything in the purchase equation, especially the fees.   In a nutshell, over […]

Home loan Interest Rates 101

Buying a house is one of the biggest decisions in life and, albeit an exciting one, it is not to be taken lightly especially when it concerns home loans, lending rates and repayments.   Here is a lowdown of everything you need to know about interest rates:   Personal interest rate A personal interest rate […]

Community Living – Keeping property values high

Living in gated communities and estates has become a growing trend in South Africa. This type of lifestyle offers security, hassle-free living and the type of community where everyone knows their neighbour by name. Many estates also provide the opportunity for residents to enjoy communal amenities such as a club house, swimming pool, tennis courts, […]

All about your credit score

An excellent credit score is one of the most priceless assets a potential home buyer can have. This tool has the power to secure favorable mortgage and refinancing rate, influencing everything from the size of the loan repayment to the interest rate on the home loan.   It is advisable that potential home buyers check […]

The Benefits of Imaginative Play

Chiquita Patrizi, spokesperson for Prima Toys, outlines how children benefit from imaginative play and why it is so important for their development and well-being. Why is imaginative play so important for children?   Imaginative play, or free play where playtime is unstructured, is fundamental to early childhood development because children learn through play. Playing, in […]

Property Scams

Our lives have been made considerably easier with technological advances such as the internet. Unfortunately it has also opened up a world of opportunities for con artists. As automation improves, so does the level of property scams, and while every precaution is taken, there will always be yet another way that fraudsters discover to deceive buyers […]